Cincinnati Insurance Broker
Personalized Protection from Trusted Independent Insurance Agents
513-650-5876
Mon-Fri (8am-6pm)
Sat-Sun (10am-4pm)
// WHY CLIENTS CHOOSE US
Cincinnati's Trusted Independent Insurance Brokers
Personalized Approach
Our independent insurance agents take time to understand your unique situation, creating customized coverage that perfectly aligns with your needs and budget.
Multiple Carrier Access
As independent insurance brokers, we compare options from numerous top-rated carriers to find you the best coverage at competitive rates.
Local Expertise
Our Cincinnati insurance team brings deep knowledge of local risks, regulations, and opportunities to every client relationship we build.


// WELCOME TO RICH FOX INSURANCE
Independent Insurance Brokers Serving Cincinnati
PERSONAL INSURANCE
BUSINESS INSURANCE
- Access to multiple top-rated insurance carriers for better coverage options
- Competitive rates through our independent insurance broker relationships
- Personalized service from experienced Cincinnati insurance agents
- Regular policy reviews to ensure your coverage evolves with your needs
- Responsive claims support when you need us most
// OUR INSURANCE SOLUTIONS
What We Offer
Life Insurance
Protect your family's financial future with term, whole, universal, and other customized life insurance solutions.
Disability Insurance
Safeguard your income and business with specialized disability coverage from our independent brokers.
Annuities
Secure guaranteed retirement income with fixed, indexed, or variable annuity options for Cincinnati residents.
Long Term Care
Protect your assets and independence with comprehensive long term care insurance solutions.
Senior Solutions
Navigate Medicare, supplements, and other senior insurance options with our experienced Cincinnati agents.
Partner with Cincinnati's Trusted Independent Insurance Brokers Today
// THE RICH FOX DIFFERENCE
Why Choose Our Independent Insurance Agents in Cincinnati
- Access to numerous A-rated insurance carriers for better options
- Personalized guidance from experienced, licensed professionals
- Regular policy reviews to ensure your coverage evolves with your needs
- Dedicated claims advocacy when you need support most
- Local Cincinnati expertise with national carrier relationships
“Rich Fox Insurance transformed our approach to protection. As independent brokers, they found us better coverage at a lower premium than we’d had for years. Their personalized service and expertise make all the difference.”




// WHAT OUR CLIENTS SAY
Trusted by Cincinnati Families & Businesses
After years with a captive agent, switching to Rich Fox was eye-opening. Their independent insurance agents compared multiple options and found us better home and auto coverage at a lower premium. They're always available for questions and make insurance simple to understand. I recommend them to everyone in Cincinnati looking for honest insurance advice.
Working with Rich Fox Insurance Agency has been refreshing. As independent insurance brokers, they took the time to understand our business needs and found coverage that saved us nearly 20% while improving our protection. Their responsive service and insurance expertise make them an invaluable partner for our company.
When I needed help navigating Medicare options, Rich Fox Insurance Agency provided clear, patient guidance. Their Cincinnati insurance brokers explained all my choices without pressure and found the perfect supplement plan for my needs. Their personalized approach and genuine care for clients truly sets them apart from other agencies I've worked with.
// GET IN TOUCH
Contact Cincinnati's Independent Insurance Brokers
What's the advantage of working with independent insurance brokers?
Independent brokers like Rich Fox Insurance Agency represent multiple insurance carriers, allowing us to compare options and find you the best coverage at competitive rates. Unlike captive agents who can only offer products from one company, our Cincinnati team provides more choices and unbiased recommendations.
How can I save money on my insurance premiums?
Our independent insurance agents identify available discounts, bundle opportunities, and optimal coverage structures to maximize your savings. We regularly review policies to ensure you’re not paying for unnecessary coverage while maintaining proper protection for your specific Cincinnati risks.
Do I need to wait until my policy renewal to switch insurance agents?
No, you can switch to Rich Fox Insurance Agency at any time. Our Cincinnati insurance brokers can review your current policies, suggest improvements, and handle the transition smoothly—often without penalties. We manage the details so you experience no coverage gaps during the change.
How do I know if I have the right insurance coverage?
Our independent agents conduct comprehensive reviews of your current policies, identifying potential gaps or redundancies. We analyze your specific Cincinnati risks, life circumstances, and financial situation to recommend appropriate coverage adjustments that ensure proper protection.
What should I do if I need to file an insurance claim?
Contact Rich Fox Insurance Agency immediately, and our team will guide you through the entire claims process. As your advocates, our independent insurance brokers work directly with the insurance company, help gather necessary documentation, and ensure you receive fair and prompt settlement for covered claims.
// INSURANCE INSIGHTS
Latest Resources from Our Cincinnati Insurance Experts
Stay informed with valuable insurance tips, industry updates, and helpful guidance from our independent insurance brokers. Our team regularly shares insights to help Cincinnati residents and businesses make smarter protection decisions.